Farming Icon White Header

Agricultural Liability

Call us for a quote: 03452 30 30 30

03452 30 30 30

The Broker Advantage

Everyday farmers face risk of legal action being taken against them due to the nature of their business. The cost of defending these claims can prove disastrous to a farmer’s livelihood. Liability Insurance financially protects you when such claims are made against your farm. 

Liability cover needs to be extended  if you transact any other business activities as part of your farm business. For example, agricultural contracting, freeze branding or hoof trimming

Need to speak to us?

03452 30 30 30
Fab Logo

Types of Agricultural Liability

Shutterstock 1281132715 (1)

Public and Product Liability

This type of liability is a must-have for any farm as it makes sure your business is covered if a member of the public is injured on your farm. It also covers you if you are responsible for damage to another person’s property. For e.g. If your cattle escape and cause damage to someone’s vehicle.

Product liability provides cover if the business has supplied or sold a product which has caused injury or damage to another person or property. For example, if antibiotics in a farmer’s milk contaminates a tanker load.

Shutterstock 337416044 (1)

Employers Liability

This provides cover if the business has caused injury or damage to an employee as result of negligence. As an employer, you have a legal responsibility to buy employers’ liability insurance. We provide £10 million as standard but higher limits are available.

Shutterstock 398925817

Environmental Liability

Sometimes agricultural businesses can cause environmental damage as a result of farming processes and the cost of putting right the damage can be extremely high. We include cover for environmental damage up to £2 million, including costs, as standard.

Learn more

Need to speak with us? 03452 303030