We are a nation of motorcycle lovers and our team is no different. As a broker, we compare policy options from our panel of UK and Irish Insurers to find the most suitable cover for your pride and joy, ensuring you receive the best motorcycle insurance deal possible with outstanding value and exceptional service.
We also work closely with BikeSafe – a Northern Ireland based safety initiative that can help you become a safer, more competent rider. So, when you're ready to hit the road, whether it’s with a Harley or Vespa, we're right there with you.
Fully Comprehensive Cover
This policy means that if you have an accident, regardless of whether it is your fault or not, you can claim for damages or losses which you have incurred, as well as any damages or losses for any third parties involved if eligible. Comprehensive cover will also provide fire and theft cover to your vehicle.
All motorcycle types
With so many motorcycle manufacturers and models available on the marketplace, we have been spoiled for choice. From sports bikes to cruisers, and from trikes to scooters, there is a motorcycle to fulfil every aficionado’s needs. If your motorcycle has, or you wish to add, modifications to your vehicle, make sure your broker or insurer is aware so that they can ensure your cover remains valid.
You can have as many vehicles on your insurance as you wish, within your annual mileage limit.
Sometimes in the event of a total loss, the price offered may not truly reflect the value of the vehicle. If your motorcycle has been well maintained, or it is perhaps a vintage or classic, you can request for an agreed value policy. This means that if you are in an accident and your motorcycle is written off, any offer made will be based on the agreed value, rather than the current market price value.
Use on the continent
As with car insurance, most insurers will offer cover for a limited period of time for using your vehicle abroad. These limits also apply to motorcycle insurance, so if you are planning a trip abroad with your vehicle, please ensure that you familiarise yourself with your insurance policy or contact your broker with any queries.
Out of use or ‘laid up’ cover
Some insurers will offer cover for motorcycles even when they will not be used on the road for a period of time. The cover offered will vary between insurance companies and some may offer a reduction in premium, so please contact your broker or insurer with any queries.
Your insurer will also want to know where your motorcycle will be stored overnight and if you have taken any additional security measures to keep it safe.
As with car insurance, there are three levels of cover:
You may also request for out of use cover if your bike will not be driven on the road for a period of time.
Your No Claims Bonus should provide you with some discount on your policy, as may taking additional security measures to ensure the safety of your vehicle.
Some insurers may also offer a discount for completing an additional advanced riding course such as BikeSafe, which concentrates on improving your riding and making you a safer rider.