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Fleet Insurance

Call us for a quote: 03452 30 30 30

03452 30 30 30

The best possible insurance at the best possible price, built around you

Fleet Insurance is the perfect answer if your business relies on multiple vehicles. Fleet Insurance allows one policy to cover numerous cars, vans or trucks with one convenient renewal date.

As a broker, we search our extensive panel of fleet insurers to source you the most competitively priced policy options. As a customer, you will receive a dedicated Account Manager to supports you in Risk Management, guide you through the Claims process and provide bespoke cover planning.

Key Features:

  • One insurance policy, one renewal date
  • Cover for private cars, commercial vehicles, plant and machinery
  • Option to choose from Comprehensive, Third Party (Fire Theft) and Third Party Only
  • Any Driver options
  • Minimum of two vehicles
  • Windscreen cover*
  • Trailer Cover available
  • Discounts for effective risk management procedures

* For vehicles on a comprehensive policy

Types of Cover

The most important thing to consider when looking at a Fleet policy is to choose what level of cover you need. Like car insurance, there are the three basic levels of fleet insurance:

Comprehensive

Comprehensive

A Comprehensive policy gives you the maximum amount of protection, covering you for: 

  • Liability for injury to others
  • Damage to third party property and vehicles
  • Fire damage and theft to your vehicles and a third party’s
  • Medical expenses for anyone involved in an accident involving your vehicles.
Third Party Fire And Theft

Third Party (Fire & Theft)

This type of policy provides mid-level cover such as:

  • Liability for injury to others (including passengers)
  • Damage to third party property or Fire damage to your vehicles
  • Theft of your vehicles
  • Damage to your vehicles caused during theft
Third Party Only

Third Party Only

Third party only is the lowest level of cover and only includes cover for:

  • Liability for injury to others (including passengers)
  • Damage to third party property

Boost your cover

Excess Protection

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GAP Insurance

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Tools Insurance

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Goods in Transit

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Excess Protection

  • If you happen to be involved in a claim, you will have excess to pay, which can sometimes be financially unexpected. A Motor Excess Protection policy can run alongside your standard Fleet Insurance policy to protect your current cashflow.
  • The Excess Protect policy will reimburse your Excess payment (up to your chosen cover limit) following the successful settlement of a claim under your Fleet Insurance policy.

GAP Insurance

  • GAP insurance might be worth buying when you are taking out a Fleet Insurance policy for your business.
  • In the event of a write off following an accident, fire or theft claim it can clear outstanding finance on a vehicle when the motor insurers total loss settlement hasn’t.
  • GAP insurance is designed to work alongside your Fleet policy to protect you and/or your business from an expected shortfall.  
  • We can cover a combination of vehicles from commercial cars to HGVs.

Tools Insurance

  • Boosting your policy to include tool cover* will enable you to replace your tools and equipment if they are lost or stolen, helping you get back to work as fast as possible.

*Terms and Conditions apply.

Goods in Transit

  • While Fleet Insurance covers the vehicles themselves, Goods In transit will cover the contents inside from theft, loss or damage whilst they are being transported. This policy is not required by law however certain businesses would be wise to have it such as businesses that deliver purchased goods or distribution companies.
  • Different policies offer different levels of cover, so it is important to tell us about the type and frequency of the load being carried, and to be realistic about its value.

Need to speak with us? 03452 303030