What is Public Liability?

Public liability insurance provides cover against claims made by members of the public who have suffered injury or damage to property in connection with the business. If a member of the public is injured on your property you may be held responsible. For example, a customer might slip on a wet shop floor.

It is designed to pay compensation which can include loss of earnings, future loss of earnings and damages awarded to the claimant in addition to your legal cost in defending the claim and the claimants' legal costs that you incur if you are found to be at fault.

Public liability claims can be made as a result of an accident at your business premises or outside of this space - perhaps when you are on a sales visit or working on a construction site, for instance. Some customers or clients may also require you to present proof of public liability insurance before they work with you.

Our cover protects your business against things you’re responsible for, as well as events outside your control.  So if an employee has an accident that causes injury or damage, or someone makes a claim against you for compensation, you can protect your livelihood and keep your business on track.

At Autoline Commercial we provide Public Liability cover for a range of companies including Shops, Offices, Manufacturing, Tradesmen, Motor Trade, Wholesale and Hotels. Most of our policies include £2 million of cover as standard.
 

What is Employer's Liability?

This insurance is compulsory for employers in Great Britain and will cover your employees against injury or damage whilst at work.

Autoline... right price, right advice

• Local Northern Ireland based offices in Ballymena, Coleraine, Downpatrick, Enniskillen and Newry: Call us on 08452 30 30 30 or contact us.  Cover can be arranged over the phone
• We provide an in-house claims service on 028 3026 6333 or email us claims@autoline.co.uk
• We can complete forms for you and cover can be arranged within the same day
• With Autoline's tailor-made packages we provide comprehensive cover at great value rates.

In order to make your quote process more straight forward, please have the following to hand:

• Current number of employees, wages and turnover
• Details of any incident which may have led to a claim during the past 3 years